You do not own any of your investment securities, and you haven't for decades. In the event of a financial crash, everything you think you own could be "legally" confiscated by the very players that have spawned the corrupt macroeconomic and financial system under which the United States currently operates: namely, the world's largest banks and their owners.

As revealed in David Rogers Webb’s groundbreaking exposé, The Great Taking, important laws in all 50 states were changed throughout the 1990s that have completely eradicated all semblance of private property rights to investment securities. Specifically, the relevant provisions are found within Article 8 of the Uniform Commercial Code (UCC).

These laws were drafted and propagated by the influential Uniform Law Commission and American Law Institute at the direction of powerful banking interests. They were deliberately designed to rob us of our property rights, and ultimately take our securities themselves.

Essentially, the world’s largest banks—quietly preparing for the event of a major financial meltdown—successfully lobbied state legislatures in the 1990s to change the way that assets are held under state laws. These concrete legal steps have given these banks priority claim over all wealth stored in investment securities, such as in stocks, bonds, mutual funds, exchange-traded funds, 401(k) accounts, IRA accounts, and other types of securities, instead of the security purchaser (you).

Much of what we believe to be our wealth is not, in fact, ours. And, in the event of a financial crisis—which seems more and more likely with every passing day—we could lose everything to the world’s largest banks. Moreover, it would all be "legal."

It’s important to clarify that “we” truly means everyone who holds any type of investment security. No one is exempt from this “taking,” whether you are Democrat or Republican, socialist or capitalist, rich or poor.

To put this in simpler terms, consider the following example: If you were to contact your broker today to purchase 10 shares of a certain company (Google, for example), your broker would then add those 10 Google shares to your account. You would probably think that you own those 10 Google shares, but you don't. What you actually own is a “security entitlement” to the shares rather than the underlying shares themselves. This is explicitly stated throughout Article 8 of the UCC.

A security entitlement is basically a contract with your broker that gives you a limited claim to your security, rather than ownership of the security itself. This is bad enough on its own, but the problem is actually far worse.

Under UCC Article 8, protected creditors—the world’s "systemically-important" largest banks—have priority claim to your assets. What this means is that if your broker were to go bankrupt, and had borrowed money against your assets, the lender (the big banks) get your assets, not you. For 400 years, securities law has stated that those assets are to be returned to their rightful owners, which should be you. This has now been completely up-ended.

The scale of the “taking” of our property rights that has occurred is nothing short of stunning. The next step in a crash would be the “taking” of our actual property.

The problem we face is daunting. So are the adversaries who will come out of the woodwork to ensure this corrupt system remains in place, primarily in the form of bank lobbyists and other powerful financial interests backed by unlimited resources and a special relationship with the U.S. Federal Reserve. These interests and their proxy, the Uniform Law Commission, are working in your state right now to keep their system in place.

The good news, however, is that there are solutions. Because the UCC is state law, state lawmakers can take concrete steps to restore your property rights almost immediately.

However, the clock is ticking. Everyone needs to be made aware of this monumental issue, and spread the word to their friends, families, coworkers, communities, and perhaps most importantly, to their state legislators.

This volunteer website was created to do just that. We hope you find it useful. Please contribute where you can.